Well now, this was…unexpected…NOT! Thanks to the disaster that is Obamacare, insurance companies are asking for and getting massive rate increases. According to Il Douche, this is just the opposite of what was supposed to happen.
Yeah, and I have a bridge in a swamp I want to sell you. In a story in the New York Slimes Times, people are shocked, SHOCKED that costs are skyrocketing.
Health insurance companies across the country are seeking and winning double-digit increases in premiums for some customers, even though one of the biggest objectives of the Obama administration’s health care law was to stem the rapid rise in insurance costs for consumers.
I seem to recall that we told you moonbats this was going to happen, but as we have come to expect, moonbats have a selective hearing loss.
Particularly vulnerable to the high rates are small businesses and people who do not have employer-provided insurance and must buy it on their own.
This was actually part of the plan for Obama, Pelosi and the other Progressives. The whole idea is to drive the insurance companies out of business and institute a single payer, rationed healthcare system. The first stages, of course, is to make private insurance so expensive, that people will have to make the choice between insurance and eating.
In California, Aetna is proposing rate increases of as much as 22 percent, Anthem Blue Cross 26 percent and Blue Shield of California 20 percent for some of those policy holders, according to the insurers’ filings with the state for 2013. These rate requests are all the more striking after a 39 percent rise sought by Anthem Blue Cross in 2010 helped give impetus to the law, known as the Affordable Care Act, which was passed the same year and will not be fully in effect until 2014.
The entire problem with the healthcare system is government. The industry is not allowed to sell across state lines, (In violation of the commerce clause in my opinion), which reduces the number of people the companies can put into their pools. Then there are the massive amounts of regulations, most of which force coverage for services that many people don’t want or need. For instance, why would a man require OB/GYN coverage?
Under the health care law, regulators are now required to review any request for a rate increase of 10 percent or more; the requests are posted on a federal Web site, healthcare.gov, along with regulators’ evaluations.
The review process not only reveals the sharp disparity in the rates themselves, it also demonstrates the striking difference between places like New York, one of the 37 states where legislatures have given regulators some authority to deny or roll back rates deemed excessive, and California, which is among the states that do not have that ability.
The insurance companies are asking for the increases for a simple reason. They have to cover all these new mandates forced on them by Obamacare. Of course, the Progressive moonbats can’t understand any of this. Instead they just demand that insurance companies supply all the services they’re mandated to, and if they can’t afford it, well to bad.
Many insurance regulators say the high rates are caused by rising health care costs. In Iowa, for example, Wellmark Blue Cross Blue Shield, a nonprofit insurer, has requested a 12 to 13 percent increase for some customers. Susan E. Voss, the state’s insurance commissioner, said there might not be any reason for regulators to deny the increase as unjustified. Last year, after looking at actuarial reviews, Ms. Voss approved a 9 percent increase requested by the same insurer.
“There’s a four-letter word called math,” Ms. Voss said, referring to the underlying medical costs that help determine what an insurer should charge in premiums. Health costs are rising, especially in Iowa, she said, where hospital mergers allow the larger systems to use their size to negotiate higher prices. “It’s justified.”
Hey moonbats! Reality sucks doesn’t it?
Some consumer advocates say the continued double-digit increases are a sign that the insurance industry needs to operate under new rules. Often, rates soar because insurers are operating plans that are closed to new customers, creating a pool of people with expensive medical conditions that become increasingly costly to insure.
I can attest to this. I pay for my own insurance. My wife, Mrs. Webmaster, and I are basically healthy. I do have slightly elevated blood pressure, but both my doctor and I think it may be stress related. Gee, I wonder what could be causing me so much stress? (sarcasm) My insurance rates have just about doubled since the SCoaMF took office. I called my insurance company last year to look at raising my deductible. I was told the only way I could do that was move to a new plan, but thanks to Obamacare, if I did that, the odds were my rates would triple in the next few years. Even though the pool I’m currently in is closed, it’s grandfathered and shouldn’t go up as fast as the new plans.
Thanks to Chief Justice John Roberts screwing over the people and ripping up the constitution, Obamacare is going to go into effect in 2014. There are dozens of lawsuits regarding aspects of it that violate people’s principles, and a number of states are not cooperating with Der Fubar’s diktats in setting up these phony state run insurance exchanges. The failure of a number of states to go forward with the exchanges caught the Regime by surprise. It will raise the costs of Obamacare significantly.
The lawsuits being brought, primarily by religious organizations, are throwing another wrench in the works. The Catholic Church is opposed to things like abortion and birth control. It goes against 2000 years of church doctrine. The Obama Regime doesn’t care and is working to suppress religious groups that oppose him.
There is also a number of companies, such as Hobby Lobby that are privately held and who’s owners are opposed to the birth control mandates of Obamacare. In the case of Hobby Lobby, they went to court and were turned down. Instead of caving in, Hobby Lobby told Obama to pound sand.
With Wednesday’s rejection of an emergency stay of that federal health care law by Supreme Court Justice Sonia Sotomayor, Hobby Lobby and sister company Mardel could be subject to fines of up to $1.3 million a day beginning Tuesday.
“They’re not going to comply with the mandate,” said Kyle Duncan, general counsel of The Beckett Fund for Religious Liberty, which is representing the company. “They’re not going to offer coverage for abortion-inducing drugs in the insurance plan.”
As for the potential fines, Duncan said, “We’re just going to have to cross that bridge when we come to it.”
There is no surprise regarding Sotomayor’s ruling. She is a statist progressive and believes in the power of the state over the rights of the individual. From my readings, Hobby Lobby is going to pay the fine, (Which I also have issues with. Something about the 4th, 5th, and 6th amendments to the constitution), while they continue to fight this. Personally, I think they should refuse to pay the fine and force the Il Douche regime to send in federal agents. I would also like to see what the reactions will be if the Tyrant Obama and his minions start arresting Catholic priests, bishops and cardinals because they refuse to obey Obama’s commands.
The Separation of Church and State works both ways. The State can’t mandate a religion, but the State can’t impose on a religion either. Of course, the Progressive Liberal Democrats want to just ignore the Constitution when it gets in there way. I really do think Obama is stupid enough to try and impose his views on the church and order the arrests of bishops and cardinals. If he tries, it will blow up in his face in ways he isn’t thinking of.
Obamacare is a failure. History has shown what happens when you force people into Government healthcare systems. They generally die. On top of that is the massive costs this is going to entail. The United States is broke. Even if the people wanted this, (And the last time I looked, 65% were opposed to Obamacare), we can’t afford it. It needs to die and die soon.
~The Angry Webmaster~