Obamacare and new babies…No insurance for you!

Good day all. Have you just had a new baby? Congratulations! Now try getting your new son or daughter onto your health insurance plan.

It seems that yet another “Feature” Of Obamacare is now landing with a thud. Prior to the passage of the disaster known as Obamacare, new parents had almost no problems getting their new babies on their health insurance plans. It was basically call up their agent, fill out a couple of forms and done.

Now, thanks to Obamacare, new parents who bought their insurance, (At the point of a virtual gun), through an Obamacare exchange, are finding out that they can’t get their new children on their plans. Here are some details from KUTV:

Maggie and Jason Long, Robin Williamson and Shawnsi Szerszen are all new parents. At a glance, the three new families might not appear to have a whole lot in common. They have never met, live scattered about the valley, each gave birth at different hospitals and each has a unique insurance policy. But each new family has one very common frustration: They are finding it impossible to add their new babies to their health insurance policies.

Impossible? No, that must be a mistake. After all, Obama promised that our rates would be much lower, we could keep our doctors…Oh, wait. Yeah, never mind.

The common denominator of this whole complicated problem is the healthcare marketplace set up through the Affordable Care Act. Maggie and John, Shawnsi and Robin each got paired with their own health insurance company thanks to the act and now, naturally, they want to add their children to their policies.

Adding their new children makes perfect sense. While we all hope that their new children grow up in perfect health, well, they are children and things sometimes happen. (As I count the scars from various childhood incidents I had) So what is the problem anyway?

Federal law does not allow their insurance companies to add the kids directly. Each mother must go back to the healthcare marketplace to add their child.

Now why am I not surprised? We all know that the ruling elites of the PLFD’s ((Progressive Liberal Fascist Democrats)) always know what’s best. Forcing people to jump through hoops just to do something that was less then an hour’s work via the private sector is not a problem for them. After all, it’s for the children.

All three families attempted to add their newborns within the 30-day window of the child being born, as is required, but each was denied. “The marketplace said it was required we had to go through CHIP,” Maggie said.

CHIP? Somehow I don’t think that’s some sort of cookie.

CHIP stands for the Children’s Health Insurance Policy. It is a program offered by the state of Utah to help insure kids whose parents can’t afford it. But each of these families do fine for themselves financially so they don’t qualify for CHIP.

So please explain to me why families who don’t need welfare were forced to go into the system in the first place? They knew they weren’t going to qualify and didn’t want to sign up for it. I think we all know the reason why they were told to go through it.

Still, the healthcare marketplace insisted they apply for CHIP and be denied before they could apply through the marketplace. “We knew we wouldn’t qualify,” Maggie said. “We didn’t want to, but they said we had to.”

Yep, bureaucracy at it’s finest. And as you might expect, they lied to these new parents from the get go.

In emails and phone calls, Maggie for one says she was assured that the enrollment window would be extended to allow for CHIP to consider her application.

And I have a bridge in a swamp you might like to rent too.

“They denied us, saying we went over our time limit and there was no evidence we tried adding her to our insurance,” Maggie said. Maggie says she protested sending marketplace workers copies of their own emails promising to extend the window but it did no good.

Of course not. The whole point of this exercise is to waste time and make sure your children, if they get sick, don’t survive unless you bankrupt yourselves, which you, as good parents, will do.

Robin and Shawnsi have nearly identical stories. Now each family is trying to figure out how to pay their unexpected labor and delivery bills. “We can’t afford to pay $3500 out of pocket with all the other medical bills we have to pay off right now,” Robin said. “I just want him covered.”

Personally, I say send the bills to Obama marked “For the personal attention of” on it. Of course, he’ll just say “It’s the insurance company’s fault.”

The frustration of these families is echoed by the insurance industry, says Arches Health Plan C.O.O. Shaun Greene. “It’s very frustrating, not just for them but for us because we would like to just add them. Insurance companies have been doing that for years. It’s not difficult.”

It wasn’t difficult until Obama and his minions made it that way, but then that was the plan all along.

Greene says three families which contacted me are far from alone. “I wouldn’t say it’s a widespread problem, because not everyone is having a baby, but for people that bought their insurance through the marketplace and have had a baby in the past year, they would be going through this process,” he said.

And of course, the Obamacare bureaucrats have all the answers. Step one, blame the parents.

Get Gephardt reached out to the people who run the healthcare marketplace, the US Health and Human Services Department, asking directly what new parents can do to make sure they have coverage for their newborns immediately and without hassle. In a statement, a spokesperson said, “To avoid a delay in coverage, parents are encouraged to return to the marketplace to report a birth … as soon as they can.”

Gee, do you think that the new mothers can art least have enough time to have the umbilical cord tied off and cut first?

That answer frustrates Shawnsi who says she not only contacted the marketplace within the 30 day window, she contacted them while still in her hospital bed.

I guess the answer is no. Perhaps you should have made arrangements while you were in the process of conceiving your new baby. Well, the good news is the three families in the article were finally able to get their new babies on their insurance, but they should never have had to deal with these delays.

Obamacare is a disaster, as I’ve said before and as we all know. It was not wanted by the majority of Americans in the first place, and the hatred for it is only growing. The only ones who like it are the large insurance companies that backed it in the first place, (Thanks to the mandate to force people to send them money), and the elitists who believe that people are to stupid to make their own decisions and that only the elites have the education to do so.

Now there is a case in front of the Supreme Court that could throw a major wrench into the works. It’s in regards to the IRS granting tax subsidies in apparent violation of the Obamacare law. If the court actually reads the law, which is very plain, then they will rule that the subsidies are illegal. That will start the final death spiral for Obamacare.

Obamacare needs to die. It’s for the children after all.

Thatisall

~The Angry Webmaster~

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