Good day all. As we have seen, the Democrat Party is actively trying to protect illegal aliens, especially those who have committed additional crimes from being deported. They are going against the majority of Americans. One reason that American citizens and Legal Resident Aliens are on board with the mass deportations is expenses.
In the last few months some very interesting side effects of having some 3 million illegals removed or self deport from the United States. Housing costs are coming down, albeit very slowly and auto insurance rates are either stable or are coming down. Here are the details on the insurance rates from Breitbart:
The national average rate hike for auto insurance has fallen to less than one percent in the “smallest year-over-year increase since 2022,” a report says.
The .67 percent hike is a national average, granted, and some states are seeing much greater hikes while others are seeing no rise in costs, while others are seeing prices falling. But compared to recent years, this is a significant drop over the 11.57 percent in 2023, the 17.13 percent in 2024, and 7.56 percent in 2025, Aftermarket Matters reported this month.
I can confirm this from a personal perspective. My insurance rate went up when I bought the new Anger Central Primary Transportation System a few years ago. This was expected. However, I saw my rates increase over the last two years when they should have remained stable or dropped due to depreciation. I just received my monthly bill and it dropped by a good $20 dollars. (Anger Central is in NH and we do not have mandatory or no fault insurance. This helps keep rates down)
Blue states, of course, are still experiencing the most unfavorable cases of rate creep with New Jersey being the worst at 10.46 percent higher this year. Rounding out the worst five are Nevada with a 6.42 percent rise, California at 6.13 percent, New York at 6.02 percent, and Washington DC, is seeing a rise of 5.36 percent.
Most of these states also have both mandatory insurance and no fault insurance. Mandatory insurance is basically a license to steal for insurance companies. While they are regulated, it’s always interesting how many state legislators are also connected to the Insurance industry. Add to this no fault insurance and owning a car in these states becomes almost prohibitively expensive.
Now if you do not know what no Fault insurance is, it’s rather simple. In New Hampshire, if you have an accident, they will investigate to determine who is at fault and bill their insurance carrier for the full cost. An example would be She Who Must Be Obeyed. She was rear ended at an intersection a few years ago and about $8000 in damage was done to her car. (Plus medical expenses. She wasn’t really hurt but the impact pushed her car into the intersection so she was taken to the hospital)
In New Hampshire, if you are hit from behind, the person driving the car that hit you is almost automatically determined to be at fault. Since the driver of the other car was also in a company owned vehicle, he was fully covered, but he was also ruled to be at fault. In a No Fault state, it doesn’t matter who caused the accident, the insurances carriers for both drivers pay for their clients costs. They are not able to recoup the money from the person or his/her insurance company. This will cause the rates for both people to go up.
The individual major companies with the worst rate hikes include Allstate (up 1.98 percent), American Family (+1.80), Farmers (+.81), Geico (+.20) and Nationwide (+.18). Some companies have rates that actually dropped on average, including Progressive (down .05 percent), Travelers (-.09), USAA (-1.66), Liberty Mutual (-.70), and State Farm (-4).
One of those companies is where we get our insurance through. That company is on the “Good” side of the rates. (Going down) Now, the reason why rates are generally stabilizing or dropping is simple. It’s the policies of the Greatest President of the 21st Century, Donald Trump.
President Donald Trump’s economic agenda and affordability campaign played a large part in helping rates decline this year.
And those policies are?
Under Trump’s low-migration policies, Americans’ wages are up, housing costs are down, inflation is declining, transport costs are shrinking, crime is dropping, and corporations are spending heavily to help Americans become more productive and earn more wages for each working hour.
When they refer to “Low migration,” what this means is illegal aliens being evicted from the United States. This means that certain Chamber of Commerce companies actually have to hire Americans or legal resident aliens and pay them what the job is actually worth. There is also the administration’s review of how H1B visas are being used. Another reason is that used car prices are dropping. I suspect this is due in part to the supply coming back after the Cash for Clunkers debacle.
Insurance rates had been soaring, in large part due to the industry’s reaction to the skyrocketing rates of car thefts, committed mostly by migrant gangs during the Joe Biden years.
According to the Common Sense Institute, the massive number of car thefts across the country added up to $277 million in increased motor vehicle insurance premiums, which amounted to $239 per household, or $19.93 per month, in 2023.
Yet one more thing to thank the Democrats for.
Indeed, costs for nearly everything connected to the automobile sector soared during Biden’s disastrous four years in office. Oil, coolants, maintenance, repairs, parts, gas, and more were all more costly between 2020 and 2024, Breitbart News previously reported. Insurance rates naturally followed.
The good news is that now that corrupt, senile moron is out and President Trump is back, oil prices have come down and with that, other prices will decline as well. It will take time of course as things move through the system.
The Biden years are going to go down in history as the most destructive in easily the last 100 years. Now people’s car insurance dropping? That, like the price of eggs is something that people notice. The GOP just has to make sure that everyone knows about it and who was responsible. Here’s a hint. It wasn’t the Democrats.
Thatisall
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